Monday, February 22nd, 2010
A credit score has become more important than ever when it comes to things like trying to get an auto loan or better mortgages rates.And, with credit tightening, lenders are looking for people with higher credit scores as they try to limit the risks involved with letting consumers borrow ...
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Monday, February 22nd, 2010
A series of body blows to savers, borrowers and consumers was dealt by the Government, banks and credit-card providers in a matter of days. The news that average credit card rates hit a 12-year high was the first shocker, given that it coincides with ...
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Saturday, February 20th, 2010
It's a Catch-22. Visa and MasterCard policies state merchants are not required to demand identification as a condition of a credit card sale, but then consumers get mad that cashiers aren't doing their due diligence when processing their plastic.A Houston TV news team recently tested this conundrum by visiting ...
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Friday, February 19th, 2010
Ros Altmann, who has advised the Number 10 Policy Unit on pensions and has acted as a consultant to the Treasury, warned that credit card rates of around 18% are excessive. She believes there could be a case for a regulator to oversee the ...
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Wednesday, February 17th, 2010
U.S. credit bureaus typically advertise their credit monitoring services as a way for consumers to keep tabs on any unusual account activity. However, credit bureau Equifax was recently prompted to highlight the service to its own employees after a mailing potentially exposed the Social Security numbers of current and ...
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Monday, February 15th, 2010
Everyone is familiar with the credit card advertisements people receive in the mail, but direct mail marketing has declined in response to the struggling economic climate. However, according to DM News, credit card issuers have ramped-up their direct mail marketing efforts recently. They are now sending out more advertisements ...
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