Credit card write-offs increasing

Wednesday, June 30th, 2010

UK banks and financial institutions have increased the amount of credit card lending they are writing off. The Bank of England has released figures that show, in 2009, the amount written off by credit card lenders rose to a record GBP4.12 billion, which was about 10 per cent of all ...

Consumers may benefit from new interchange fee regulations

Tuesday, June 29th, 2010

Americans may seen lower prices and savings at retail chains when new interchange fees go into effect As the hot debate surrounding interchange fees begins to wind down in Congress, it looks as though retailers are poised to win a victory. As the House ...

Report shows consumer spending and personal income increase in May

Saturday, June 26th, 2010

Report shows that both consumer spending and personal income increased in May Americans may be slowly improving their financial situation, new data from the U.S. Department of Commerce suggests. According to a report released Monday, consumer spending - a key indicator of economic health ...

Customers Buy More On Their First Credit Cards

Friday, June 25th, 2010

The first credit card that the consumers opt for is generally the one with the highest outstanding amount since they tend to use it most often as compared to the others. This can be perceived to be one of the reasons for most banks and financial institutions issuing credit ...

Credit Card Fraud at Airport Kiosks

Tuesday, June 22nd, 2010

Credit card fraud can happen when a person swipes a credit card as confirmation of ID when printing out his or her own boarding passes. This type of fraud is known as skimming, which is the term used when a potential identity thief puts a reader device on ...

More ‘underbanked’ Americans utilize prepaid credit cards

Monday, June 21st, 2010

Underbanked Americans leaning towards prepaid cards as opposed to traditional lines of credit Given the growing number of underbanked individuals - those that turn away from traditional banking products such as debit and credit cards - more banks are considering tapping into more alternative ...