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Currency trading forex –accepted currencies

Written on June 24, 2011 – 10:37 am | by admin

The US dollar is the most accepted currency in currency trading forex markets or establishments all over the world. Countries either use the direct quote or indirect quote to tell the price of their currency in relation to the US dollar. Currency trading forex markets are not like stock markets that sell something for value instead they are merely trading currency to take advantage on the exchange rate differences of different currencies and is generally considered as short term investments. The Japanese Yen is also one of the currencies that are accepted in many countries since Japan is one of the leading exporters of various products all over the world. The Euro which has a higher quote than the US dollar has a stable value and does not fluctuate as much as the other currencies therefore making it a good reserve investment for individuals or companies. Read more…

Tags: currency trading forex

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Best Credit Cards for College Students

Written on June 24, 2011 – 2:38 am | by Adam Gomez

When it comes to college, most experts tend to steer students away from credit cards. That’s because credit cards, when used improperly, can create a financial nightmare for young adults. Careless spending and little to no income may be a recipe for disaster, but so is graduating college and setting out on your own with no credit history and being unable to get a loan when you need it the most.

Building a solid credit history and credit score is a catch 22. In order to get credit you need to have a good credit history, but if you don’t have a credit history not many people will be willing to lend to you so that you can build that history. Luckily, most cards aimed at students take this into account and you can sometimes qualify with little or no credit history and the initial credit limits are usually low. This is perfect for a college student just starting out. The key is to continue using credit responsibly and maintain that good standing.

So, if you are looking for a credit card geared towards college students, here are some recommendations:

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Tags: Credit Cards, Students

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PenFed Premium Travel Rewards Amex: 5x Points on Hotel and Dining

Written on June 23, 2011 – 2:56 pm | by Nicole Gutierrez

Through August 31, 2011, PenFed is running a promotion where you’ll receive 5x points on all hotel and dining purchases with your PenFed Premium Travel Rewards Amex. That’s in addition to the 5x points that you normally receive on airfare purchases.

Through June 30, 2011, you can also transfer balances fee-free at 4.99% for the life of the balance.

Read a more detailed review of the card here.

Tags: 5x Points, Dining, Rewards Amex, Travel Rewards Amex

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The other side of giving…

Written on June 23, 2011 – 11:01 am | by Adam Gomez

This week, I experienced a tremendous amount of unexpected generosity (special thanks to my sisters, my sister’s mother-in-law, and my sister-in-laws. You all know how awesome you are). We haven’t even made it to the baby shower yet and I have received more than my fair share of overflowing kindness.

I’ve been so focused on learning to accept the help of others, I sort of missed that giving is an area in which I am sorely lacking.

Yes. I give a percentage of my salary to charity. It isn’t from the kindness of my heart; it’s simply something my parents have told me to do. Something I do out of obligation.

I am missing a genuinely giving heart.

Of course, spending nearly the last 3 years focused on paying off debt, holding on to every penny, hasn’t helped strengthen my giving muscles. I have only clenched my fist more tightly to what I have. Yes, I need to focus on my debts, but I also need to share some of what I have with others in need. I simply didn’t realize how important this quality was until I was the one needing help.

I finally get what Dave Ramsey means when he says, ‘…So later you can give like no one else’

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Aptys Mobile

Written on June 22, 2011 – 10:39 pm | by Nicole Gutierrez

Letting you create invoices, accept payments and process invoices through a mobile phone or tablet device for your small business, Aptys Solutions payments network has launched its “Aptys Mobile” solution. Complimenting its “PayLOGICS” payment hub, Aptys “aMobile” provides to financial institutions access for a full payment integration solution allowing businesses to electronically manage the entire supply chain process from point of sale through posting in their accounts receivable system. In doing so, it gives you an end-to-end payment process to support mobile receivables from invoice creation, payment processing and back-end accounting so you can manage payments from any location and manage your business more smoothly.

Tags: Aptys Mobile, Mobile

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Shopping at PotteryBarn Kids gets you rewarded with your credit cards

Written on June 22, 2011 – 6:57 pm | by Alicia Ross

I absolutely adore PotteryBarn Kids. They have a wonderful selection of product and great ideas on decorating your child’s room. They have a great selection for both girls and boys. You definitely won’t be disappointed! Chase offer’s 3% back on every dollar spent at PotteryBarn Kids. With all the great items here, you will definitely receive a lot of rewards!

From the Chase website:

Pottery Barn Kids offers furniture, bedding & accessories designed to help you create inviting and inspiring rooms for kids of all ages. Create your dream nursery, find special gifts for baby and so much more.

By shopping online through the Ultimate Rewards Mall you are acknowledging you have read and agree to the program terms and conditions.

Retail prices provided for items displayed on this site are not guaranteed and are subject to change at the discretion of the merchant. Item availability is determined by the merchant.

Chase appears to be the only credit card that is offering rewards for PotteryBarn Kids.

If you enjoyed this post you may also like:

• Chase Bank Credit Card Reviews
• Shopping at Mrs. Beasl

Read more…

Tags: Kids, Potterybarn Kids

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