Travis CU Platinum Visa Credit Card Review
Written on January 14, 2012 – 7:21 am | by Alicia Ross
Verdict: The Platinum Visa from Travis Credit Union has a lot to offer members. The APR is reasonable and the credit limit is generous for those who qualify. This credit card offers travel insurance, rental insurance and excellent fraud protection. Still, the interest rate may be as high as 18.99% for those with poor credit and the rewards program with this card is an additional $25 annually. Although this card may be a good choice for those who simply want to opt out of the rewards and use the card to finance large purchases, for most individuals there are better options out there that do not charge for a rewards program.
Overview: Travis Credit Union offers membership to personnel of the Travis Air Force Base and residents in nearby counties. The credit union offers many services to members, including different credit cards. The Platinum Visa card has a generous credit limit for applicants with great credit. It also offers an interest rate as low as 10.99%, travel benefits and an optional rewards program.
Tags: Card, Credit Card, Platinum Visa
Chase British Airways Signature Visa – This card only survived a few months, but the 100,000 bonus points one could earn was worth multiple domestic flights, or one very awesome first class round trip to select European destinations. Depending on where you fly from, this up-front bonus was worth up to $5,000; the largest bonus I’ve ever seen on a credit card, by a wide margin. Unfortunately, the Chase British Airways Signature Visa is now expired.
Southwest Airlines Rapid Rewards Plus Card – Southwest doesn’t charge you for your first two bags and they also provided the Southwest Airlines Rapid Rewards Plus Card which gave away two free round-trip domestic flights. Two flights on Southwest averaged about $800, so the bonus here was the second largest offered this year. The card comes with a reasonable $60 annual fee and a $50 Wanna Get Away flight bonus every year.
Citi ThankYou Premier Card – A brand new credit card in 2011, the Citi ThankYou Premier Card offers up points for every purchase and 50,000 bonus points were provided to new cardholders. That’s good enough for $500 in gift cards OR more than $600 in travel rewards but there’s a hefty $125 annual fee (not charged the first year).
Chase Sapphire Preferred Card – One final card on our list which offers a $500 cash bonus, the Chase Sapphire Preferred Card also includes a 7% point dividend bonus at the end of the year AND a dedicated live representative, 24/7/365. When you call into customer service, you automatically get a live agent, something no other credit card provides (without a big annual fee). The Chase Sapphire Preferred Card does have a $95 annual fee, waived in year one.