Credit Cards Offers Online

AmEx & VEVO

Written on July 24, 2010 – 3:01 am | by Nicole Gutierrez

So you thought you might like to go to the show? Find your old Floyd t-shirt and get ready; American Express has launched its “Unstaged An Original Series from American Express” in partnership with the VEVO premium music video and entertainment service and YouTube. With this, the partnership will live-stream five concerts over the course of the year, bringing both the in-concert and at-home viewing experiences to entirely new heights. The concerts will feature some of the music industry’s most breakthrough artists playing at landmark venues across the country, tap some of today’s most influential filmmakers to direct the live-streams, and use digital and social media to connect the online audience to the live shows.

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HUD looking into report that lenders deny mortgage loans to pregnant couples

Written on July 23, 2010 – 1:24 pm | by Alicia Ross

The HUD reports that denying a mortgage loan to pregnant couples is illegal and will be stopped

Pregnant couples across the U.S. that are trying to purchase a home may be shocked at a report that came to light which stated that many lenders are refusing to underwrite mortgage loans for expectant parents. Lending companies contend that a temporary lapse in income due to maternity leave or parents taking time off to care for their newborn makes them a risk, according to the New York Times.

After the release of the report, the U.S. Read more…

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Holidays to lead to credit card debt

Written on July 21, 2010 – 9:42 pm | by Katie Perry

Millions of people are expected to build up credit card debts this summer as they set off on holiday, it has been claimed.

Research by Bright Grey has shown that 32 per cent of British adults will add to their credit card debts as a result of booking their summer getaways .

Furthermore, 58 per cent of these people will be unable to pay off their credit card debts immediately, meaning they could incur large interest charges.

Roger Edwards, proposition director at Bright Grey, said: “Getting away on holiday can be a high point of the year for many people, however with one in three borrowing to pay for their getaway, it is important to make sure they don’t end up with a financial holiday hangover on their return.

“Planning ahead for the future financially can help avoid using expensive emergency measures to cover them for the short-term and also mean that everyone can enjoy the sun without the grey cloud of debt hanging over their heads.”

Using a credit card zero per cent interest on purchases for a number of months could help to keep down the costs of paying off debts. Read more…

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Week Three of No Dining Out…

Written on July 21, 2010 – 11:21 am | by Adam Gomez

I didn’t plan on doing a weekly update about the ‘No Dining Out’ policy but this week was too weird to keep to myself.

I drove past Taco Bell last night, my ‘go to’ fast food joint, and thought, “I can’t wait to make spicy enchiladas for dinner tonight!!”

A few minutes later as I sat at a red light, it hit me…

I wasn’t tempted to stop and was actually *gasp* excited to make my own meal.

What is happening to my brain!?!?

Some nice perks of the no dining out policy:

Clothes fit VERY nicely and…
I’m UNDER budget!!

YES!!

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3 Tips for Building Excellent Credit

Written on July 21, 2010 – 8:02 am | by Katie Perry

It’s not exactly a secret that trying to build credit as a student is like power washing a house with toothbrush. There are a lot of hurdles, but having an established credit history is absolutely crucial for pretty much every big life event in the book.

For instance, did you know that in many cases you need to pass a credit check to rent an apartment? Or that for pricier cell phone carriers like Verizon, you need credit just to start a contract?

Credit is more widespread than you’d think, so here are some tips to bulk up your history and score:

• Credit comes from more places than just cards.

If you thought that a credit card was the only way to build credit, you’re mistaken. Many

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US Consumer credit shows a sharp decline in May

Written on July 19, 2010 – 8:41 am | by Nicole Gutierrez

The market post recession has been recovering but is still sluggish and U.S. consumer credit has been dropping sharply indicating that customers are wary to borrow considering the uncertainty about the prospects economically.

According to the report the decrease as projected by economists is 2.3 billion dollars but in may the consumer borrowing dropped by 9.1 billion dollars much over the projected amounts.

April’s figure has been revised following this observation by the federal authorities. They are expecting the slump to be by about 14.9 billion dollars rather than the initial expected increase of 1 billion dollars. T

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