TransUnion study reveals credit card delinquencies are the lowest in years

Saturday, January 21st, 2012

Even though the average credit card debt increased $20 per borrower to $4,699 in second quarter 2011 from first quarter 2011, this amount is still near record lows.  It is a decrease of 5.1% from second quarter 2010, which was $4,951. Credit card delinquency rates declined 18.9% in second quarter ...

Travis CU Platinum Visa Credit Card Review

Saturday, January 14th, 2012

Verdict: The Platinum Visa from Travis Credit Union has a lot to offer members. The APR is reasonable and the credit limit is generous for those who qualify. This credit card offers travel insurance, rental insurance and excellent fraud protection. Still, the interest rate may be as high as 18.99% ...

Credit card vs loan: The cheapest way to repay Christmas debt

Friday, January 6th, 2012

If you're juggling credit card debts then it might be tempting to consolidate them into one loan - we explain the options for the cheapest way to repay your debt. If you have more than one debt on a credit card, or you're ...

Small Businesses Hit By Credit Card Processing Scam

Sunday, January 1st, 2012

SACRAMENTO, Calif. – The local Better Business Bureau is attempting to alert small business owners to the potential of a scam by people claiming to sell credit card processing services. The sales pitch doesn’t bother to let business owners in on all of the details, which ...

How to Apply for the Right Hotel Rewards Credit Card

Wednesday, November 30th, 2011

One of the primary things to consider when you want to apply for a credit card offering rewards is exactly what rewards make sense for your life. In many cases, consumers who do a lot of traveling will apply for a airline miles rewards credit card which provides them with ...

The Best Gas Rewards Credit Card

Monday, November 28th, 2011

Todays economy is driving more people to rely on credit cards for more reasons than the up-front spending. Credit card companies are now offering great rewards and cash back for using their cards at the gas pumps. The Chase Freedom Visa is available to applicants with excellent credit ...